ENKAY'S - Your trusted Real Estate partner
Find the perfect home for sale in your area
Re-inventing the Art of Real Estate
ENKAY'S Real Estate Group is #1 in the Santa Barbara MLS for transactions with over $1 Billion in sales. For nearly two decades ENKAY'S has been the top-producing real estate team in Montecito and the greater Santa Barbara region
Our Services
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Know how much you can afford
- Connect with a lender to help determine your homebuying budget
- In-depth market and competitor analysis
- Understand your monthly costs
- Get help with your down payment
Get professional help in your home search
- We have a team of humans to support you
- Local agent connections
- We work with thousands of agents nationwide
- We connect you with an agent for free
Real value
- Get current property estimates for your home
- Explore projects that could add the most value to your home
- Calculate an estimate of how much you could make selling your home
- Find skilled pros near you to assist you with your next remodeling project
Our Story
Who we are
Only one network of agents represents the longest standing tastemaker in the world.
In the spirit of innovation, an exceptional luxury real estate company bearing the ENKAY'S name was launched in 1976. Beyond the beautiful properties and the personal touch of our agents, only one brand can deliver a lifestyle that caters to you. With a network of homes for sale worldwide, our website lets you search property listings globally, and includes a large inventory of luxury homes for sale, including houses, condos, townhomes, villas, and more.
- 1,110 OFFICES WORLDWIDE
- 83 COUNTRIES & TERRITORIES
- 26,400 SALES ASSOCIATES
- 143 Billion ANNUAL SALES (USD)
450.000+
Happy Customers
#1
Real Estate channel on Youtube
52M
Annual visits in 2023
1.1M+
Job opportunities were created annually
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Properties Globally
Find a home that suits your lifestyle
FAQ
Frequently Asked Questions.
How to Determine Your Non-Negotiables When Buying a Luxury Property ?
It’s essential to go into purchasing a new property with a list of must-haves, or non-negotiables, so your agent can more easily find houses that meet your needs and make your final decision-making process more streamlined. Determining what your list of non-negotiables might be, though, isn’t always so easy.
How much rent can I afford ?
To calculate how much you can spend on rent, you’ll need to know your gross income. Gross income, also called gross pay when it's on a paycheck, is an individual's total earnings before taxes or other deductions. This income comes from all sources, not just employment, and comes in the form of cash, property, or services. Once you’ve determined your gross income, you can then use the 30% or 50/30/20 rules to determine how much rent you can afford.
What is the 50/30/20 rule ?
One alternative to the 30% rule is the 50/30/20 rule. This rule divides your monthly net (after-tax) income into three spending categories: 50% for needs, 30% for wants, and 20% for savings or paying off debt.
How much is too much rent ?
Spending more on rent for a nicer home or apartment is tempting when looking for a place to live. However, experts recommend that you shouldn’t spend more than 30% of your monthly income on rent.
How do you calculate your rent-to-income ratio ?
To calculate your rent-to-income ratio, divide your monthly rent payment by your monthly gross income. For example, if you pay $1,000 per month and your gross income is $5,000 per month, your rent-to-income ratio is 20%.
What percentage of my income should go to rent ?
As a rule of thumb, your monthly rent shouldn’t exceed 30% of your gross monthly income. This leaves 70% of your gross monthly income to cover other expenses.For example, if you make $50,000 per year and follow the “30% rule,” you’d have $15,000 annually - up to $1,250 per month - to spend on rent. This leaves $2,900 per month for all other expenses
